A WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the boom of online and mobile banking, customers are increasingly relying to digital channels for their financial needs. This shift has resulted to a decrease in branch establishments, and many institutions are merging existing branches to opti

Free cash flow (FCF) represents a crucial metric for investors and business leaders alike. It demonstrates the true cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can signal a healthy and sustainable business, capable of expanding. Understanding how to calculate FCF and effect